| Rate of Interest for Agriculture & Non-Agriculture Loans | ||||||
| S. No. | Particulars | Rate of Interest on | ||||
| 01/10/2004 | 01/09/2006 | 01/04/2007 | 01/11/2008 | 15/01/2009 | ||
| A | Loan to DCCB | |||||
| Short Term Cash Credit | ||||||
| 1 | Agril. CC | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% |
| 2 | FCC | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 3 | Cons. Good CC | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 4 | CC for Supt. Prise Seed | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 5 | Gen. Banking CC | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| Medium Term Loan | ||||||
| 6 | Agril. MT CC | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% |
| 7 | MT for Godown Cunst. Of PACS | 10.00% | 10.00% | 10.00% | 10.50% | 10.00% |
| 8 | MT for Bank Building | 10.00% | 10.00% | 10.00% | 10.50% | 10.00% |
| Short Term Loan | ||||||
| 9 | CC to Weavers Societies | 9.00% | 9.00% | 9.00% | 10.50% | 9.00% |
| 10 | for Ware house receipt | 12.00% | 10.00% | 10.50% | 10.50% | 10.50% |
| 11 | For keep Liquid asset | 12.00% | 10.00% | 10.50% | 10.50% | 10.50% |
| 12 | MLA Vehicle loan | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 13 | Business Vehicle loan | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 14 | Institution House Loan | 10.00% | 9.00% | 9.50% | 10.50% | 10.50% |
| B | Loan to Apex Co-op. inst. | |||||
| 15 | ST CC to Apex Co-op. inst. | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 16 | MT Loan to Apex Co-op. inst. | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| Loan to Other Co-op. inst. | ||||||
| 17 | CC to Co-op. inst. | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 18 | CC to Salaried Co-op. inst. | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 19 | MT Loan to Societies | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| 20 | Apex Bank Emp.Co.Cre.Society | 8.00% | 8.00% | 8.50% | 8.75% | 8.50% |
| C | Loan to Non-Coop. Soci. & Other Coop. Soci. | |||||
| Short Term Cash Credit | ||||||
| 21 | CC Limit to Non-Coop.Socie. | 12.00% | 12.00% | 10.50% | 11.50% | 10.50% |
| 22 | Working Cap. Loan to Coop. Suger Factory | 12.00% | 12.00% | 10.50% | 11.00% | 10.50% |
| Medium Term Loan | ||||||
| 23 | Term Loan to Coop. Suger Factory | 12.00% | 10.00% | 10.50% | 11.00% | 10.50% |
| D | Loan Through Apex Bank | |||||
| 24 | Cons. Loan (for other) | 12.00% | 12.00% | 12.00% | 12.50% | 12.00% |
| Cons. Loan (for Staff) | 10.50% | 9.00% | 9.50% | 9.50% | 9.50% | |
| 25 | House Loan (Upto 10 yrs for other) | 8.50% | 8.50% | 9.00% | 10.00% | 8.75% |
| House Loan (above 10 yrs for other) | 9.50% | 9.50% | 9.75% | 10.50% | 9.25% | |
| House Loan (above 15 yrs for other) | - | - | - | - | 9.00% | |
| House Loan (Upto 10 yrs for Staff) | 8.50% | 8.00% | 8.50% | 8.75% | 8.50% | |
| House Loan (above 10 yrs for Staff) | 9.00% | 8.50% | 9.00% | 9.00% | 9.00% | |
| House Loan (above 15 yrs for Staff) | - | - | - | - | 9.00% | |
| 26 | Vehicle Loan (for other) | 12.00% | 10.00% | 10.50% | 10.50% | 10.50% |
| Vehicle Loan (for Staff) | 10.50% | 9.00% | 9.50% | 9.50% | 9.50% | |
| 27 | Higher Edu. Loan | 11.50% | 10.00% | 10.50% | 11.00% | 10.50% |
| 28 | OD (for other) | 11.00% | 10.00% | 10.50% | 11.50% | 10.50% |
| OD (for Staff) | 10.50% | 9.00% | 9.50% | 9.50% | 9.50% | |
| 29 | OD agant. NSC/KP/IVP (for other) | 2% above | 10.00% | 10.00% | 10.50% | 10.00% |
| for Staff | Same Rate | Same Rate | Same Rate | Same Rate | Same Rate | |
| 30 | Project Loan | 12.00% | 12.00% | 12.00% | 13.00% | 12.00% |
| 31 | Business CC Limit | 12.00% | 12.00% | 12.00% | 14.00% | 13.00% |
| 32 | Personal Loan (for other) | 12.00% | 12.00% | 12.00% | 12.50% | 12.00% |
| for Staff | 9.50% | 9.00% | 9.50% | 9.50% | 9.50% | |
| 33 | Shop Purchase Loan | 12.00% | 12.00% | 12.00% | 13.00% | 12.00% |
| 34 | Mortgage Loan (for other) | 12.00% | 12.00% | 12.00% | 14.00% | 13.00% |
| for Staff | 9.50% | 9.00% | 9.00% | 9.00% | 9.00% | |
| 35 | Vehicle Loan (4 whiler) for Staff | 8.00% | 8.00% | 8.50% | 8.50% | 8.50% |