About RuPay PaySecure
We are pleased to inform that RuPay Debit Cards can now be used for online transactions and payments through RuPay PaySecure an e-Commerce solution of National Payments Corporation of India(NPCI). RuPay PaySecure not only provides a platform for e-transactions but also gives the customers a complete unique shopping experience. The RuPay Card can be used at all ATMs, merchant establishments in India for online transactions and payments.
Key Features of RuPay PaySecure
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The solution offers enhanced security measures in addition to the RBI mandated2-Factor authentication viz.registration,
OTP,image based authentication and anti-phishing measures. - Highly secure with unique anti-phishing properties
- User friendly and smooth adaptability
- Simplified architecture & transaction flow reduces transaction time resulting in faster transaction processing and reduction in
drop-outs - Customer experience: During the online payment the cardholder’s authentication data is collected in a secured manner.
Further, with help of a bank themed PIN pad the cardholder has to enter the PIN number while making the payment.The
padshuffles eachtime a digit is entered as an additional security measure.
Target Audience
- All RuPay Card Holders for online transactions viz. bill payments, online purchases etc
RuPay PaySecure Usage
- All the customers holding RuPay Cards can transact online with RuPay PaySecure
- Customer will have to select an image to register during registration. Subsequently, the customer will have to identify the
correct registered image in order to get validated. - Customer will have to enter a phrase during registration. Subsequently, the customer will have to acknowledge the phrase
and the last 3 transactions being made online in order to get validated. - Subsequently the image and phrase become validating factors. In case the customer forgets or exceeds the number of
attempts they have to re-register to enter new phrase and select a new image. - In order to get authenticated, the cardholder needs to enter correct card details, OTP, challenge questions, internet ID
and password or any other parameters defined by the issuer. - Customer is required to use a valid ATM PIN for authorization of the e-Commerce transactions. Customer will have to enter
PIN on the bank themed PIN pad using mouse clicks only. The PIN pad will shuffle each time a digit is entered. - RuPay Cards are enabled for online purchases on major merchants. For details on this solution, kindly get in touch with your
bank call centre teams.