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Schedule Of Commission / Exchange And Service Charges
S.No. PARTICULARS EXISTING CHARGES REVISED CHARGES (w.e.f. 01.12.2013)
01 RTGS / NEFT
a) Inward RTGS
/ NEFT Transactions
-- No charges
b) Outward Transaction :- - -
(i) NEFT up to Rs. 1,00,000/- - Rs. 5.00 per transaction + Service Tax
(ii) NEFT above Rs. 1 Lac - Rs. 15.00 per transaction + Service Tax
(iii) RTGS Rs. 2 Lac to 5,00,000/- - Rs. 25.00 per transaction + Service Tax
(iv) RTGS above Rs. 5 Lac - Rs. 50.00 per transaction + Service Tax
02 DEMAND DRAFTS, BANKER'S CHEQUE / PAY ORDER
AMOUNT
Up to Rs. 1000/- Rs. 10/- per Instrument + Service Tax Rs. 10/- per Instrument + Service Tax
1001 to Rs. 5000/- Rs. 15/- per Instrument + Service Tax Rs. 15/- per Instrument + Service Tax
5001 to Rs. 10000/- Rs. 25/- per Instrument + Service Tax Rs. 25/- per Instrument + Service Tax
10001 to Rs. 1.00 Lac Rs. 1.75 per thousand or part thereof and minimum of Rs.25/- + Service Tax Rs. 1.50 per thousand or part thereof and minimum of Rs.25/- + Service Tax
above Rs. 1.00 Lacs Rs. 1.50 per thousand or part thereof with the minimum of Rs.175/- and maximum Rs.5000/- Rs. 1.50 per thousand or part thereof and minimum of Rs.175/- + Service Tax and maximum Rs. 5,000/-
03 OUTSTATION COLLECTION OF CHEQUES / DRAFTS / HUNDIES / BILLS OF EXCHANGE (Cheque Collection Policy)
AMOUNT
Up to Rs. 1000/- Rs. 15/- per Instrument + Service Tax Rs. 30/- per Instrument + Service Tax
1001 to Rs. 5000/- Rs. 25/- per Instrument + Service Tax Rs. 30/- per Instrument + Service Tax
5001 to Rs. 10000/- Rs. 30/- per Instrument + Service Tax Rs. 30/- per Instrument + Service Tax
10001 to Rs. 1,00,000/- Rs. 2/- per thousand or part thereof minimum Rs.30/- + Service Tax Rs. 80/- per Instrument + Service Tax
above Rs. 1,00,000/- Rs. 2/- per thousand or part thereof minimum Rs.30/- + Service Tax Rs. 125/- per Instrument + Service Tax
i) In addition to above charges deducted by the paying Bank on realisation of Bill i) In addition to above charges deducted by the paying Bank on realisation of Bill
- ii) The Cheques / Drafts send for collection, if not realised within 15 days, the Saving Bank interest has to be paid on the amount of the instrument from 15th day on wards up to realisation.
- iii) No additional charges such as Courier and Postage.
04 INWARD BILL COLLECTION
AMOUNT
Up to Rs. 1000/- Rs. 15/- per Instrument + Service Tax Rs. 15/- per Instrument + Service Tax
1001 to Rs. 5000/- Rs. 20/- per Instrument + Service Tax Rs. 20/- per Instrument + Service Tax
5001 to Rs. 10000/- Rs. 50/- per Instrument + Service Tax Rs. 50/- per Instrument + Service Tax
10001 to Rs. 1.00 Lac Rs. 3/- per thousand or part thereof + Service Tax Rs. 3/- per thousand or part thereof + Service Tax
above Rs. 1.00 Lacs Rs. 2/- per thousand or part thereof with the minimum of Rs.300/- + Service Tax Rs. 2/- per thousand or part thereof with the minimum of Rs.300/- + Service Tax
In addition to above charges, actual commission / exchange paid to other banks in case of remittance of proceeds required through other banks. In addition to above charges, actual commission / exchange paid to other banks in case of remittance of proceeds required through other banks. In addition to above charges, actual commission / exchange paid to other banks in case of remittance of proceeds required through other banks.
05 BILLS FOR CLEAN AND DOCUMENTORY COLLECTION BILLS (Bill for sight / Bills for presentation / hundies / MR / RR etc.)
AMOUNT
Up to Rs. 1000/- Rs. 15/- per Bill + Service Tax Rs. 15/- per Bill + Service Tax
1001 to Rs. 5000/- Rs. 20/- per Bill + Service Tax Rs. 20/- per Bill + Service Tax
5001 to Rs. 10000/- Rs. 50/- per Bill + Service Tax Rs. 50/- per Bill + Service Tax
above Rs. 10000 Rs. 3/- per thousand or part thereof with a minimum of Rs.2000/- + Service Tax Rs. 3/- per thousand or part thereof with a minimum of Rs.2000/- + Service Tax
06 BILLS COVERING PARCEL
As per rates prescribed at (a) above and storage charges of 30 paise per parcel after 7 days from the date of receipt of parcel in the office. In case the parcel in brought by the Bank from the post office incidental charges @ Rs. 25/- per parcel shall be As per rates prescribed at (a) above and storage charges of 50 paise per day per parcel after 7 days from the date of receipt of parcel in the office. In case the parcel in brought by the Bank from the post office incidental charges @ Rs.100/- per parcel As per rates prescribed at (a) above and storage charges of Rs. 20/- per day per parcel after 7 days from the date of receipt of parcel in the office. In case the parcel in brought by the Bank from the post office incidental charges @ Rs.100/- per parcel
07 ISSUE OF DUPLICATE INSTRUMENT (DEMAND DRAFTS, BANKER CHEQUE'S etc.)
Per Instrument Rs. 50/- per Instrument + Service Tax Rs. 50/- per Instrument + Service Tax
08 LETTER OF CREDIT (LOC)
Up to Rs. 25000/- 20 paise percent per month for liability period plus additional claim period if any minimum Rs.50/- + Service Tax 50 paise percent per month for liability period plus additional claim period if any minimum Rs.100/- + Service Tax
above Rs. 25000/- 15 paise percent per month for liability period plus additional claim period if any minimum Rs.50/- + Service Tax 75 paise percent per month for liability period plus additional claim period if any minimum Rs.200/- + Service Tax
09 BANK GUARANTEE
Up to Rs. 25000/- 20 paise percent per month for liability period plus additional claim period if any minimum Rs.50/- + Service Tax 1.50 percent per annum for guaranted amount from the commencement of guarantee.
above Rs. 25000/- 15 paise percent per month for liability period plus additional claim period if any minimum Rs.50/- + Service Tax 1.50 percent per annum for guaranted amount from the commencement of guarantee.
10 ISSUE OF CHEQUE BOOKS
CTS / MICR / GENERAL CHEQUE Rs.2/- per leaf + Service Tax Rs.2/- per leaf + Service Tax
APEX BANK - Directors/ Staff Members / Ex-Staff Members and Staff on deputation are exempted from cheque Book Charges. APEX BANK - Directors/ Staff Members / Ex-Staff Members and Staff on deputation are exempted from cheque Book Charges.
11 DUPLICATE LEDGER FOLIO CHARGES
per ledger page Rs.20/- per page + Service Tax Rs.20/- per page + Service Tax
Per pass Book only with last balance Rs.50/- per Pass Book + Service Tax Rs.50/- per Pass Book + Service Tax
12 ISSUE OF DULICATE PASS BOOK
Per pass Book only with last balance Rs.50/- per Pass Book + Service Tax Rs.50/- per Pass Book + Service Tax
13 REGARDING STOP PAYMENT INSTRUCTIONS
Per instrument Rs.50/- per Instrument + Service Tax Rs.100/- per Instrument + Service Tax
14 POSTAL CHARGES In addition to prescribed commission / service charges postal charges shall be recovered as under
i) For ordinary post Rs.10/- per despatch + Service Tax Rs.10/- per despatch + Service Tax
ii) For Registered post Rs.25/- per despatch + Service Tax Rs.25/- per despatch + Service Tax
iii) Courier Charges Rs.25/- per despatch + Service Tax Rs.25/- per despatch + Service Tax
iv) Telex / Fax / E-Mail charges. Rs.100/- per Massage + Service Tax Rs.100/- per Massage + Service Tax
15 CHEQUE RETURNING CHARGES Rs.50/- + other Bank charges if any Rs.100/- + other Bank charges if any
16 ECS
i) Inward ECS transaction - No charges
ii) ECS Returning Charges - Rs.100/- + other Bank charges if any
17 INCIDENTAL CHARGES
In the Saving Bank & Current Deposit Account where balance falls below the minimum balance prescribed in the rules. Rs.50/- per half year + Service Tax Rs.50/- per half year + Service Tax
18 ATM Cum Debit Card Charges
i) Issue of New ATM Cum Debit Card - Nill
ii) ATM Cum Debit Card Annual Maintenance fee from the second year of issuance - Rs. 100/- + Service Tax
iii) ATM Cum Debit Card Replacement Charges - Rs. 200/- + Service Tax
iv) Duplicate PIN/ Regeneration of PIN - Rs. 100/- + Service Tax
v) ATM Cum Debit Card / PIN / KIT returned by Courier / Registry due to wrong address - Rs. 100/- + Service Tax
vi) Cash withdrawal our Bank's ATM - Free
vii) Other Bank's ATM five transaction in a month in SB A/c Free
viii) Other Bank's ATM after five Financial / Non-Financial transaction in a month in SB A/c Rs. 20/- + Service Tax
19 LOCKERS CHARGES
i) Type A Rs.500/- per year + Service Tax Rs.700/- per year + Service Tax
ii) Type B Rs.700/- per year + Service Tax Rs.1000/- per year + Service Tax
iii) Type C Rs.1000/- per year + Service Tax Rs.1500/- per year + Service Tax
for employees of the Bank, Ex-employees and Directors of the Bank the annual rent will be charged half of the rate. for employees of the Bank, Ex-employees and Directors of the Bank the annual rent will be charged half of the rate.